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Insurance when renting out vehicles

When renting vehicles on Hygglo in Sweden, Norway, and Finland, insurance* is included. Vehicles include, for example:

Cars, vans, and light trucks

Trailers and boat trailers

Caravans and motorhomes

Motorcycles and mopeds

Snowmobiles and ATVs, including lighter tractors


Your vehicle is covered up to 300,000 SEK. The insurance has a deductible of 5,000 SEK for the renter, except for roadside assistance, which has no deductible.




Some of what is included in the insurance:

Compensation for damages to the vehicle up to 300,000 SEK

Roadside assistance for the renter, without deductible

Compensation for the renter and companions to return to the rental location if the vehicle is not drivable

Compensation for you as the renter if you need to go and retrieve the vehicle from another location





Important conditions of the insurance:

The car must have a maximum of 300,000 kilometers driven

Only the renter is allowed to drive the vehicle

The renter needs to verify their eligibility to drive the vehicle





What is not included in the insurance?

Scratches or normal wear and tear that do not affect the usability of the property

Rental of aircraft, weapons or weapon parts, jewelry, watches, live animals, tobacco, alcohol, cash, or securities

Damages when renting already damaged goods

Damage resulting from circumstances known at the time of insurance inception





Are there any limitations on what the insurance covers?

The insurance only covers damages that occur during the rental period

The insurance covers rented property, including accessories, up to specified limits

The insurance is valid for a maximum of 90 days

Applies within Sweden, Finland, and Norway





Roadside Assistance

If the renter needs roadside assistance, they should call Falck at the emergency number +46 8 731 40 68. Provide name, registration number, and cause of damage.




More Information

Insurance Intermediary: Omocom, org. no. 559097-2377.

Insurance Provider: Dina Försäkring AB (org. 516401–8029), Skeppsbron 2, 103 18 Stockholm.

Product: Hygglo Rental of Property

Complete information about the product before and after entering into the agreement is available in the insurance terms and insurance policy.




Fact Sheet Hygglo Rental of Property

Full Insurance Terms and Conditions

*Insurance for Denmark

In Denmark, there is no separate vehicle insurance. Instead, there is only Hygglo's general insurance. Therefore, vehicles such as light trucks, vans, motorhomes, and similar are not rented out in Denmark, only trailers and boat trailers.

Please note that the links provided in the translation may not be accessible as they are placeholders.


Updated on: 03/05/2024

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