Insurance
General insurance
Most of what is rented out on Hygglo is covered by our all-risk insurance which compensates up to 30 000 kr without a deductible. However, there are some categories that have special insurance terms that are worth getting acquainted with: Insurance terms for vehicles Insurance terms for drones Insurance terms for boats, jePopularInsurance when renting out vehicles
When renting vehicles on Hygglo in Sweden, Norway, and Finland, insurance* is included. Vehicles include, for example: Cars, vans, and light trucks Trailers and boat trailers Caravans and motorhomes Motorcycles and mopeds Snowmobiles and ATVs, including lighter tractors Your vehicle is covered up to 300,000 SEK. The insurance has a deductible of 5,000 SEK for the renter, except for roadside assistance, which has no deductible. Some of whatPopularInsurance terms boats, jet skis and heavy trucks
When it comes to insurance for boats, jet skis and trucks (over 3,500 kg), these are not included in our general all-risk insurance. Information on what applies in regards to insurance for the said property can be found here. Insurance terms boats, jet skis and heavy trucks The insurance for the following properties is a compensation for deductible insurance, meaning all damages has to be submitted to your own insurance and weFew readersInsurance terms drones
Drones and accessories for drones are insured through a separate insurance on Hygglo and are thus not included in the general all risk insurance. The insurance is without deductible for the person renting it out, but comes with a deductible of up to 5000 kr for the person renting. Insurance terms drones What is included in the insurance? Includes things within the drone categories and applies in the event of sudden andFew readersHow does the insurance work when I rent something?
When you rent through Hygglo, insurance is always included. In general, it works like this: Hygglo has an accident insurance that covers damages up to 30,000 SEK, and it has no deductible. If the item is worth more than 30,000 SEK, the owner should keep it insured, and our insurance will cover the owner's deductible up to 10,000 SEK. Motor vehicles are covered for damages up to 300,000 SEK. When renting a vehicle (including trailers), therePopularReport a damage to the insurance
Has the customer informed you of a damage to the rented out item? The first thing you then need to do is arrange the return of the item and then go through it together with the customer upon return. Please collect as much information as possible from the customer regarding how the damage occurred. If you have not already familiarized yourself with the insurance, we recommend that you check out the different insurance terms so you know what applies to your item: General insurance (https://Few readers
Platform security
Secure verification
In order to register an account on Hygglo, users need to verify themselves. You don't need to verify yourself to browse the platform and see the ads and availability of the items, but to rent you will need one. Type of verification ID depends on the country you're from. We do this to make it safe and easy for our users to know that the people they are communicating with are who they say they are. It is completely safe to register an account at Hygglo.Some readersWhat happens if the item is not returned?
First and foremost, we have a lot of different security systems in place to reduce the risk of theft significantly. Were however an item not to be returned, the following steps were to happen: File a police report on the person who rented Create a claim on the money Block the person from using Hygglo Compensation in line with our insurance terms If you have any questions about how this actually works, contact us on hej@hygglo.seFew readersSecurity and credit checks
As a part of our security system we do credit checks of those who want to rent via Hygglo. The reason we do this is because the value of the rental object is often much higher than the rent you pay. You must pass the credit check in order to rent. We use Creditsafe for credit checks. A copy of the credit information will always be sent to the person who has been credit checked. The checks made through Creditsafe does not affect your credit score and Creditsafe does not report to other companiesFew readers